How to Get the Cash You Need for Your Business Quickly and Easily

May 30 2015
10:13 AM

Greetings:

Money makes the world go round…..or is that love?

Well…..let’s just say money makes business go round.

One question I often receive is, “Do you have any money sources I could use”?

Most of the entrepreneurs know I’m not a big fan of borrowing money to start a business.

But sometimes money can help you expand a profitable business, get equipment, or branch out into other ventures.

On top of that, when you have access to capital you can acquire a business, develop real estate, buy manufacturing a plant or import products from other countries…to cite a few examples.

Today  I’ll focus on legitimate money and lending sources.  

I’ve included links to angel investors, venture capital, grants, low (and no) interest loans and more.

Let’s get this party started…..and get the money you need!

There is a cardinal rule of successful borrowing and getting the money you need.

It is this……

Focus on the bank, investor or money sources which specialize in the type of loan you seek.

In other words, if a bank, investment firm or money source specialize in loans for real estate, then seek this source for real estate deals.

If a bank or money source specializes in business acquisition or expansion, then seek these them for this purpose.

Too often entrepreneurs approach a bank with a great proposal or executive summary only to be turned down.

For example, if you approach a small local bank for a loan to expand your import business the chances are slim to none of obtaining it.

What’s more, if you approach a Wall Street investment bank for a $40,000 auto loan, you’ll probably be turned down.

But….if you apply for an auto loan at a local credit union specializing in auto loans the chances are very high you’ll get it!

It’s important to focus on the bank or money sources which specialize in the type of loan you seek.

Grants follow this same logic….

The reason most grant proposals are turned down is because they don’t focus on grantor’s sole objective. If you want grant money to build your operation then build your proposal around the grantor’s sole objective (not yours).

One of my favorite money source gurus is Tyler Hicks. If you research his site, books and products you’ll see what I mean. I’ve been a subscriber to his newsletters for more than 15 years.

New Small Business Money Sources

Small business banks and money sources are usually very receptive to lending money for business opportunities, expansion and qualified real estate ventures.

Simply contact any of these banks and request an application. 

Regions Bank                                  

(256) 259-1516

Bank of America Community Development Bank

(626) 453-8400

Lee County Bank & Trust Co.

(319) 372-2243

Wells Fargo

 (515) 245-3262                   

Trust Bank

(618) 395-4311

MarkleBank

(219) 758-3111

Bank of Tampa

(813) 872-1201

McIntosh State Bank

(770) 775-8300

Bank of Dudley

(912) 676-3196

First Bank of Berne

(219) 589-2151

Intrust Bank National

(316) 383-1299

Adams Bank & Trust Co.

(308) 284-4071

Champlain National Bank

(518) 873-6347

Luzerne National Bank

(570) 288-4511

The Bank of Charlotte County

(804) 542-5111

Wheatland Bank Inc.

(509) 725-0211

Central State Bank

(205) 668-0711

Bank of the Ozarks

(501) 978-2265

Perkins Financial Group

(352) 528-3101

PremierBank

(920) 563-6616

Stephenson National Bank & Trust Co.

(715) 732-1650

City National Bank

(304) 925-6611

BB&T

(304) 235-1523

West Suburban Bank

(630) 629-4200

First National Bank

(812) 238-6333

CoreFirst Bank & Trust

(785) 267-8900

Gulf Coast Bank

(318) 893-7733

Hancock Bank of Louisiana

(225) 295-7444

PNC

(410) 237-5379   

West Shore Bank

(231) 757-4751

Northview Bank

(320) 233-7575

HNB Bank

(573) 565-2221

Century Bank of the Ozarks

(417) 679-3321

The First

(601) 268-8998

Union Bank & Trust Co.

(402) 483-9606

Commerce Online Banking

(609) 693-1111

Citibank NA

(212) 557-3700

St. Henry Bank

(419) 678-2358

Sterling Bank

(713) 466-8300

First Community Bank NA

(540) 326-9000

Washington Trust Bank

(509) 353-3830

Baylake Bank

(920) 743-5551

M & I Bank

(608) 222-1222

Alpine Bank

(970) 945-0500

Riverside National Bank

(561) 466-1200

Capital City Bank

(850) 671-0300

Suntrust Bank

(404) 588-7711

Comerica Bank

(313) 222-4000

U.S. Bank National

(612) 973-1111

Midwest Bank Centre

(314) 631-5500

Chase

(317) 321-7020

Stock Yards Bank & Trust Co.

(502) 582-2571

Community Trust Bank

(606) 432-1414

Iberia Bank

(337) 365-2361

Wilbur National Bank

(607) 432-1700

Huntington National Bank

(614) 480-2265

BancFirst

(405) 270-1000

First Independent Bank

(360) 699-4232

M & I Marshall & Ilsley Bank

(414) 765-7700

New Import Export Money Sources

Import and export banks and lenders typically focus on import and export businesses and related transactions.

These money sources include venture capital funds, banks, investment firms, and wealthy investors.

You can contact any of these money sources for an application and funding guidelines.

·        UPS Capital

·        Comerica

·        Virgin Money US

·        Capital Source

·        Fidelity Global Group

·        J&D Financial

·        Balboa Capital

·        First Pacific Funding

·        1^st Commercial Credit

·        Wells Fargo SBA Loans

·        Bayview Funding

·        Transfac Capitol

·        TEFO

·        International Finance and Development Corp.

·        Kennedy Funding

·        Overseas Private Investment Corporation

·        xPort Manager

Solvent Investment Banks

An investment bank is a financial institution which assists corporations and governments in raising capital by underwriting and acting as the agent in the issuance of securities.

In other words, an investment bank typically focuses on larger corporations and governments to raise capital.

Investment banks do not usually work with small companies or entrepreneurs.

An investment bank also helps companies involved in mergers and acquisitions.

Unlike commercial and retail banks investment banks do not receive deposits from customers.

Bankers Trust

BMO Financial Group

Brown, Brothers Harriman & Co

CIBC

Credit Suisse

Goldman Sachs

ING International

JP Morgan

Merrill Lynch

Morgan Stanley

Nesbitt Burns (Canada)

Nikko Securities

OCBC (Thailand)

UBS

Piper Jaffray

Royal Bank of Canada

TD Canada Trust

Hot Money Sources on the Web!

LendingTree

Chase

EverBank

eLoan

FreddieMac (They’re still in business and making loans!)

Griffon Bank

As I said…Ty Hicks publishes International Wealth Success which focuses on money sources, grants, angel investors and contacts in the lending industry. You’ll find hundreds of viable money sources and contacts at IWS. IWS also publishes books, email and print newsletters.

Fast Cash Loans and Money Additional Money Sources

Fast cash or micro business loan are usually in the $1000 to $20,000 range.

A new web-based micro-lender called Kiva enables investors to make some micro loans to entrepreneurs in developing countries.

More Viable Loan Sources:

SBA

CitiFinancial

AmeriCapital

Vancouver City Savings Credit Union

Virtual Bank

America Business Funding Directory (4000+ business loan sources)

Credit.com

The Credit Union National Association

Go4Funding.com

TheFunded.com

Prosper.com (a peer-to-peer lending platform)

Snap Payday

Philanthropists Hand Donate Cash for the “Right” Causes

Wealthy individuals enthusiastically hand over millions of dollars through foundations, to people and causes.

The “right cause” is a key to receiving money for your cause or venture.

The likelihood of receiving money from wealthy individuals to pay bills, buy a new car, or acquire a new boat is pretty slim.

But thousands of people, groups and organizations receive money from wealthy individuals by asking for it, or by promising to commit the funds to the “right cause”.

The late Percy Ross in Edina Minnesota was the founder of the “Thanks a Million” newspaper column. It reached millions of people every week. Individuals could write to Percy with their requests, and many of the requests were honored with an award.

Here are some wealthy individuals and organizations granting cash awards to the “right causes” on a regular basis:

Dorothy Ames Trust

PO Box 1054

Augusta ME 04330

Aid to hearing-impaired children

Thomas C. Burke Foundation

804 Cherry Street

Suite B

Macon GA

Medical assistance to cancer patients in Georgia

Josiah H. Danforth Memorial Fund

8 Fremont Street

Gloversville NY 12078

Medical assistance to residents of Fulton County NY

Alfred I. DuPont Foundation

1650 Prudential Drive

Suite 400

Jacksonville FL 32207

Financial assistance to residents of Southeastern US

Addison H. Gibson Foundation

One PPG Place

Suite 2230

Pittsburgh PA 15222

Hospital and medical assistance for residents of Western Pennsylvania

The Chronicle of Philanthropy is a publication which tracks financial giving from wealthy individuals and foundations to non-profit organizations. You might find it helpful.

The Foundation Center in New York City provides an abundance of information and insight with regards to securing gifts and money from philanthropists or foundations, as well as tutorials for writing successful letters.

Generous Philanthropists

Gordon and Betty Moore Foundation                                                                                              $7 billion                                                                                                                     

Science, environment, health                                                                               

Moore.org

Bill and Melinda Gates                                                                                                

$5 billion                                                                                                                 

 Health, education, science, libraries                                                            

gatesfoundation.org

Warren Buffett – Berkshire Hathaway                                                                    

 $2 billion                                                                                                                   

Science, health, nuclear power                                              &

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How To Upgrade Window 8 To Window 8 1 easily

Microsoft developing cycle is developing more reliable discoveries for their user.Achievement form Window 2000 to Windows 7.Developing cycle not stop and move forward from window 8 to now window 8.1. Window 8 get amazing fame among its users due to its amazing features with user friendly interface.Now Microsoft thought one step above from window 8 and upgrade it to window 8.1. Window 8 lovers wants to have new look of window 8 in form of window 8.1 and want to use this on their system.Users thinks that it might be tricky or complex to upgrade window 8.Today i have select this topic to teach you How To Upgrade Window 8 To Window 8.1.Just you have to follow given below easy steps to enjoy the features of window 8.1.

How To Upgrade Window 8 To Window 8.1

Create Backup Image of System:

First most important steps is to create a back up of your system data.As mnay users find difficulty in upgradation steps so its necessary to have a backup using window 7 recovery tool.Advantage is that if you are unable to upgrade then you can find your old window configuration. 

Launche Window 7 Recovery Tool:

Follow below steps to Launche Window 7 Recovery Tool.Below imge show all these steps.
Press (WIN + W) to access search setting page. 
Type "window 7 files" without commas in setting box.
Click on "window 7 file recovery".

Create A system Image:

Next move to create a system image by below steps.

I this steps a dialog box will appear which will ask you to specify location where you want to store your system backup.For example, you can create the system image on a set of DVD discs as in below image.

Click on start backup.When it will completed you ask to insert DVD disc as you are going to have a your system backup on DVD disc.

Insert DVD disc and format it.

Youll be ask to create a System Repair disc when process is complete.If you already have recovery drive click on No and you have successfully backup of your system.
Note: In Windows 8, the System Repair disc is the same as the Recovery Drive.

Download the Windows 8.1 installer

After creating backup next step is Downloading the Windows 8.1 installer.For this follow below steps.

Go to >>start>>Window Store>>Window 8.1

Click on Download button. Downloading Process will be start.Window 8.1 downloading data is 4GB so its take time depending upon your internet connection.

Restart System:

After downloading window 8.1, a message will be appear,may ask you to restart your syste. Clcik on Restart now.

Setup Process:

 After restarting below screen will appear if you have DELL laptop/system.Now all your system data all important things will start setting up and proceed step by step till reach to 100% as below image show.

System will restart again.

Accept Window 8.1 License terms:

After rebooting,you will ask to accept terms of window 8.1 as below screen will appear. Click on "I Accept".

Use Express Setting:

On next window click on "use express setting".If you are not agree with by default setting then Click on "customize" and manage settings as you want.

Use Skydrive:

This steps is to use skydrive. You have  enter your

Microsoft Account password
specify your backup email account
Enter the security code that will be sent to you via your backup email account.
After entering all above data click on "Use Skydrive".

Installation Of Apps:

In this steps all your previously installed apps will be reinstalled. Third-party apps may only have a tile on the Start Screen. Just click the tile and the app will be completely reinstalled.

Final Step:

After many steps you are successful  upgrade to window 8.1. You will see start screen which will be transparent.You can customize it according to your choice.

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