Cool Secrets for Grabbing Free Trips VIP Treatment Comps Cash and More by Marc Charles

Cool Secrets for Grabbing Free Trips, VIP Treatment, Comps, Cash and More!

9:03 PM
 

Dear Entrepreneur:

“Give me a break! These guys WON’T pay me to take a cruise. Get real”.

My friend (and fellow entrepreneur) made this comment during a fireside dinner at the Sunday River Resort in Western Maine. We were skiing with our families.

But when I showed J.D. my underhanded secret…and proof, he started working on “his plan” to get a free cruise….no strings attached. I caught him typing on his Netbook in the lobby a few hours later!

Here’s the deal………

I’ll show you several ways to get luxury cruises to Bermuda, the Caribbean, the Bahamas and even the Mediterranean absolutely free.

I promise……no gimmicks, tricks or fine print!

What’s more, you won’t have to sit through time share “presentations”, join a club, or share a room with someone you don’t know!

Look……a 10-day Caribbean cruise can set you back $1000-$3500 per person (and up). So we’re talking about chuck of change when you buy these things “off the rack”.

On top of that, using my tactics you won’t be forced into “off-season” trips, or suffer onboard third rate ships or visit pathetic port-of-calls.

Not only that…. I’ll show you how it’s done……plain and simple.

But you have to promise me something. Don’t worry - it won’t cost you anything, just few minutes of your time.

If the secrets I’m sharing with you today mean anything…..please provide some comments or feedback on our forum.

I’m starting to think you don’t love us! We offer the forum at The League of Power for a reason.

Feedback makes the world go round!

Okay…back to free cruises.

This has nothing to do with winning contests or buying cruises from bogus liquidators either.

I’m talking about luxury cruises on the coolest ships at sea.

And that’s not all……

In some cases your meals, entertainment and amenities will be included.

I’ll even show you how to line your pockets with savings of $1500 (or more) for your friends and family! They can’t travel free because you’ll be the VIP!

Anyway lets’ get this party started…

The cruise industry has taken a huge hit over the last 24 months, and I mean BIG.

Cruise experts claim the worst is over, and people are cruising again.

But the truth is the cruise industry has not recovered from the recession. The collapse in housing market has eliminated the cash cow for most homeowners going on cruises (home equity lines of credit).

Granted, the stock market has been higher lately. But don’t hold your breath. It’s artificially high.

For the first time in history luxury ships are sailing half full!

In some cases ships are running at 40% occupancy!

Mega-cruise ships like Genesis and Oasis of the Seas need 85% occupancy to breakeven, let alone make money (according to a senior cruise director).

Cruise companies are extending huge discounts in an effort to turn things around.

Now don’t worry…

I’m going to show you how to cruise for FREE, not obtain discounts.

But I wanted to give you my insider secret for getting big discounts for your family and friends too.

I haven’t mentioned this before…but if you’re flexible, there’s another way to get phenomenal discounts on cruises. You can walk up to a cruise line prior to boarding and ask for the “best price available”.

My good friend K.R. did this at the Carnival Cruise Line terminal in Fort Lauderdale Florida. He paid less than $500 for a four-day Caribbean cruise, in a first class stateroom!

And get this…….

Internet travel “integrators” are offering 20- 55% off luxury cruises.

Travel integrators resell cruise packages to consumers on websites like CruisesOnly.com and Travelocity, or through “cruise agencies” like CruiseExperts.com.

On top of that, travel integrators also resell tickets for other companies (like Disney and BluesCruise.com), and earn a percentage of each sale.

Acquire Huge Discounts by Going Direct!

We can’t overlook the benefits of going direct to a cruise company to get deep discounts.

Granted, it takes street smarts when approaching cruise lines direct. But it can be done! I’m living proof!

For example, I wrote to the Marketing Director at a top cruise line and proposed a win-win deal.

In exchange for a discounted luxury cabin and accommodations, I offered to write about my experience on the trip and post it to the top 20 travel blogs.

In addition, I offered to post my review of the cruise on more than a dozen high traffic travel websites like TripAdvisor.com.

The Marketing Director agreed and I received a 62% discount on a Caribbean cruise, which included a $550 meal voucher!

In order to get deep discounts like this you’ll need to talk to someone in senior management. Entry level managers in reservations, marketing or sales are rarely in a position to offer discounts or negotiate deals.

The Right Contact Makes ALL the Difference

I’ve provided some contact information for the major cruise lines below.

All it takes is a simple letter or email to a senior manager with a request.

I like snail mail…actually FedEx or PriorityMail….because this forces the prospect to read and consider my proposal.

In your letter be sure to focus on “what’s in it for them”.  This will increase the odds of obtaining a deep discount.

For example, you could mention you’ll document your cruise by writing a personal diary, and include HD photos and videos.

You could offer to post your “travelogue” on the top Internet travel and cruise sites. You could even post HD quality videos on YouTube and other popular online video sites.

Another strategy I’ve used is to build a travel website which focuses on cruises!

This would prove to the cruise lines you’re serious about promoting their products.

How to Grab Deep Discounts on Luxury Cruises

One of the best websites for obtaining deep discounts on luxury cruises is called Cruise Compete.

I’m talking incredible deals…not lame “pseudo” deals!

For example, Carnival Cruises is offering a 7-day ALL INCLUSIVE Rock Cruise to the Caribbean for $848. This cruise typically sells for $2750 and up.

The price includes cruise ship tips ($50pp), alcohol, soft drinks, bottled water, drink tips, taxes, concerts, and autograph sessions.

The price also includes private Deck Parties and the DJ Club.

If a rock and roll cruise is not your idea of fun, then consider the Royal Caribbean Cruise Lines New Year’s Cruise onboard the Oasis of the Seas for $1200.

This cruise is typically priced at $4350 on the most popular cruise sites.

And if you haven’t heard…..the Oasis of the Seas is NOT your typical cruise ship!

Oasis of the Seas is a new class of naval-engineering genius. The ship features the first-ever “neighborhood concept” where everyone can find their unique experiences in one of our seven distinct onboard neighborhoods.

There are 28 ultra-modern loft suites and 2,700 spacious staterooms, contained in a16-deck marvel.

That’s just a snapshot of the deep discounts you’ll find on Cruise Compete.

How to Cruise Like a Celebrity and VIP At No Cost Whatsoever!

It’s true!

You can cruise to incredible ports-of-call free of charge, if you know the right strategies and tactics to use.

Tactic #1

Lynn Shaw perfected a great tactic for free cruises.

Lynn launched her side venture by reserving a block of cabins on a Carnival Cruise Lines. Then she sent fliers with the cruise information to a group of friends.

Lynn wanted to attract as many people as possible turn them on to a great vacation. But Lynn also knew if she sold enough cabins she would earn free passage under Carnival Cruise Lines “group policy”.

Lynn easily sold 22 people for the Caribbean cruise.

The “group organizer”, Shaw became the “tour conductor.”

Tour conductors work with a travel agency to make all the travel and onboard arrangements; their primary jobs are recruitment and communication.

All you need for this tactic to work is a group willing to travel together.

For example, a family reunion, a birthday, an anniversary, a wedding, a college reunion — or just plain fun! You can also book trips on “theme cruises” like the Rock and Roll Cruise, The Investment Cruise, or The Spring Break Cruise, etc. Sign up enough people and you’ll cruise for FREE!

Tactic #2

If you have an area of expertise, you could use John Hall’s tactic for getting free cruises.

John is a retired Louisiana State University professor of anthropology and geology. He provides cruise passengers with lectures on the characteristics of the destination.

In return, he gets a FREE CRUISE with meals, drinks and other amenities included!

John and his wife, Carol Ann (who helps with the presentations), receive a free cabin and meals, and most shipboard amenities.

Since 2002 John has taken a couple of cruises a year. He’s been to the Caribbean, Panama Canal and Alaska. On the Alaska cruise, John talked about glaciers and the Klondike gold rush.

Cynthia Barnett became a FREE CRUISE regular soon after she retired in 2003 at age 60.

During a typical 7-day cruise, Barnett gives four talks. Cynthia said this is a “great way to get a free vacation. On some cruises, Ive taken family members as my guests."

Current Presenter Opportunities

Arts and Crafts Instructors

Teach craft classes onboard cruises. Projects range from watercolor classes, pottery, scrapbooking to macramé .

Bridge Players

If you enjoy playing bridge you could oversee groups in exchange for your cruise.

Computer Instructors

Most cruise lines actively seek individuals who can present classes on computer basics, the Internet or other related technology.

Investment advice

Have you made money in the market? Great. If you can share your knowledge in a clear and concise way…you’re in!

Geography

Do you know and understand the cruise ship port of calls? Sweet. Cruise ships need local experts!

Astronomy

Astronomy is a popular pastime on many ships. If you have any knowledge in this area you could present this to passengers.

Tactic #3

Most cruise lines recruit "Gentleman Hosts”!

Gentlemen hosts are typically single men ages 40 to 70 who conduct dance classes or serve as dance partners for single, divorced and widowed female passengers.

However, the “Gentlemen Hosts” must sign an agreement specifying they wont get romantically involved with the guests!

In exchange for “gentlemen host” services men receive a free cruise with all shipboard amenities included!

Tactic #4

You can get a job onboard a cruise line!

You could spend winters in the Caribbean and summers in Alaska or exotic ports in Europe, Australia or New Zealand. 

Most people pay between $2,500 and $10,000 to live on the same luxury cruise ships. You can do that for free (you’ll receive free meals and accommodations) and you’ll get paid to cruise!

Can you think of a better summer job for students?

It’s impossible to snag free luxury cruises if you don’t take the right action.

What’s more, you need to be persistent.

Think about this for a second…..

How many people do think would love to receive luxury cruises for free? The answer is a lot!

However, it doesn’t matter how many people want free luxury cruises. They key is having the right information (which you do), and taking the right action.

The other key, as I said is persistence. Don’t stop until you get what you want!

Then write to us about your success.

All you need to do is decide which these tactics works best for you. Then contact the decision maker responsible for each tactic.

For example, if you’d like to receive a free cruise by becoming a “presenter”, then you’ll need to contact the individual at each cruise line responsible for securing “presenters”.

If on the other hand, you’d like to assemble a group tour for your friends, family or business associates, then you’ll need to contact the person at the cruise line of your choice who can set it up for you – and extend your free cruise.

There’s no time for discouragement. The cruise lines desperately need your help! This is one of the best kept secrets in the industry.

Start planning your free cruise today!

You can cruise to exotic locations around the world like a celebrity, and enjoy luxury accommodations - free of charge.

I’ve shown you four ways to do it!

I’ve also included action strategy and contact information at the major cruise lines so you can get started today.

Your humble host,

Marc Charles

***** Action Strategy *****

Check out my new program…..

The Secret World of Comps, Deep Discounts, VIP Treatment and FREE Cash

Cheating Your Way to the American Dream without Risking Jail Time!

*****Valuable Resources*****

Cruise Lines Contact Information

Crystal Cruises

2049 Century Park East
Suite 1400
Los Angeles, CA 90067

Attn:  Assistant, Sr. VP Hotel Operations
310-785-9300

Regent Seven Seas Cruises
1000 Corporate Drive, Suite 500
Fort Lauderdale, Florida 33334

Attention: Entertainment Department
800-477-7500
information@RSSC.com

Silversea Cruises

110 East Broward Blvd
Fort Lauderdale, FL 33301

Attn: Onboard Entertainment
800.722.9955
954.356.5881

Celebrity Cruises

Corporate Guest Relations:
1050 Caribbean Way
Miami Fl 33132

Attention: Entertainment

800-256-6649

Cunard Line

Attn: Onboard Entertainment

 24303 Town Center Drive

Valencia, CA

800-728-6273

Hapag-Lloyd Cruise Line

Hapag-Lloyd Kreuzfahrten GmbH
Ballindamm 25
D-20095 Hamburg

Attention: Onboard Services
+49(0)40 / 3001 4600
+49(0)40 / 3001 4601

Holland America Line

300 Elliott Ave. West
Seattle WA 98119

Attention: Incentive Group 800-445-3731

206-281-3535
Fax: 206-281-7110

Yachts of Seabourn

6100 Blue Lagoon Drive, Suite 400
Miami FL 33126

Attention: Shipboard Services
800-929-9391

Carnival Cruise Lines

Senior Cruise Director Mr. John Heald

3655 NW 87th Avenue
Miami FL 33178

888-CARNIVAL

Disney Cruise Line

Disney Cruise Vacations
Guest Communications
P.O. Box 10238
Lake Buena Vista FL 32830-0238

(800) 951-353

Norwegian Cruise Line

Attention: Onboard Entertainment

7665 Corporate Center Drive
Miami FL 33126

866.NCL.MEET

Orient Lines

1170 Celebration Blvd, Suite 200

Celebration FL 34747
407-566-7100

Fax 407-566-7162

Princess Cruises

24844 Avenue Rockefeller
Santa Clarita CA 91355

Attention: Incentive Groups

800-774-6237

Royal Caribbean International
1050 Caribbean Way
Miami FL 33132

Attention: Onboard Opportunities

800-256-6649

easyCruise

362, Syngrou Avenue
176 74 Kallithea
Athens, Greece

Attention: Onboard Entertainment

866 335 4975

Abercrombie & Kent

1411 Opus Place

 Executive Towers West II

Suite 300

Downers Grove IL 60515-1182

800.554.7016

Lindblad Expeditions

96 Morton Street
9th Floor
New York New York 10014

212-765-7740

Sonesta (Nile)

3 El Tayaran Street
Nasr City - Cairo, Egypt

Attention: Onboard Services
20-2-22628111
20-2-22628765

Viking River Cruises (Europe)

800-304-9616

Victoria Cruises (Yangtze)

57-08 39th Avenue
Woodside NY 11377 USA

Attention: Guest Services
800-348-8084 (USA & Canada only)
Fax: 212-818-9889

Windstar Cruise Lines

Windstar Cruises
2101 4th Avenue Suite 210
Seattle WA 98121

Attention: Onboard Entertainment and Services

(206) 292-9606
Fax (206) 340-0975

Read More..

How to Get the Cash You Need for Your Business Quickly and Easily

May 30 2015
10:13 AM

Greetings:

Money makes the world go round…..or is that love?

Well…..let’s just say money makes business go round.

One question I often receive is, “Do you have any money sources I could use”?

Most of the entrepreneurs know I’m not a big fan of borrowing money to start a business.

But sometimes money can help you expand a profitable business, get equipment, or branch out into other ventures.

On top of that, when you have access to capital you can acquire a business, develop real estate, buy manufacturing a plant or import products from other countries…to cite a few examples.

Today  I’ll focus on legitimate money and lending sources.  

I’ve included links to angel investors, venture capital, grants, low (and no) interest loans and more.

Let’s get this party started…..and get the money you need!

There is a cardinal rule of successful borrowing and getting the money you need.

It is this……

Focus on the bank, investor or money sources which specialize in the type of loan you seek.

In other words, if a bank, investment firm or money source specialize in loans for real estate, then seek this source for real estate deals.

If a bank or money source specializes in business acquisition or expansion, then seek these them for this purpose.

Too often entrepreneurs approach a bank with a great proposal or executive summary only to be turned down.

For example, if you approach a small local bank for a loan to expand your import business the chances are slim to none of obtaining it.

What’s more, if you approach a Wall Street investment bank for a $40,000 auto loan, you’ll probably be turned down.

But….if you apply for an auto loan at a local credit union specializing in auto loans the chances are very high you’ll get it!

It’s important to focus on the bank or money sources which specialize in the type of loan you seek.

Grants follow this same logic….

The reason most grant proposals are turned down is because they don’t focus on grantor’s sole objective. If you want grant money to build your operation then build your proposal around the grantor’s sole objective (not yours).

One of my favorite money source gurus is Tyler Hicks. If you research his site, books and products you’ll see what I mean. I’ve been a subscriber to his newsletters for more than 15 years.

New Small Business Money Sources

Small business banks and money sources are usually very receptive to lending money for business opportunities, expansion and qualified real estate ventures.

Simply contact any of these banks and request an application. 

Regions Bank                                  

(256) 259-1516

Bank of America Community Development Bank

(626) 453-8400

Lee County Bank & Trust Co.

(319) 372-2243

Wells Fargo

 (515) 245-3262                   

Trust Bank

(618) 395-4311

MarkleBank

(219) 758-3111

Bank of Tampa

(813) 872-1201

McIntosh State Bank

(770) 775-8300

Bank of Dudley

(912) 676-3196

First Bank of Berne

(219) 589-2151

Intrust Bank National

(316) 383-1299

Adams Bank & Trust Co.

(308) 284-4071

Champlain National Bank

(518) 873-6347

Luzerne National Bank

(570) 288-4511

The Bank of Charlotte County

(804) 542-5111

Wheatland Bank Inc.

(509) 725-0211

Central State Bank

(205) 668-0711

Bank of the Ozarks

(501) 978-2265

Perkins Financial Group

(352) 528-3101

PremierBank

(920) 563-6616

Stephenson National Bank & Trust Co.

(715) 732-1650

City National Bank

(304) 925-6611

BB&T

(304) 235-1523

West Suburban Bank

(630) 629-4200

First National Bank

(812) 238-6333

CoreFirst Bank & Trust

(785) 267-8900

Gulf Coast Bank

(318) 893-7733

Hancock Bank of Louisiana

(225) 295-7444

PNC

(410) 237-5379   

West Shore Bank

(231) 757-4751

Northview Bank

(320) 233-7575

HNB Bank

(573) 565-2221

Century Bank of the Ozarks

(417) 679-3321

The First

(601) 268-8998

Union Bank & Trust Co.

(402) 483-9606

Commerce Online Banking

(609) 693-1111

Citibank NA

(212) 557-3700

St. Henry Bank

(419) 678-2358

Sterling Bank

(713) 466-8300

First Community Bank NA

(540) 326-9000

Washington Trust Bank

(509) 353-3830

Baylake Bank

(920) 743-5551

M & I Bank

(608) 222-1222

Alpine Bank

(970) 945-0500

Riverside National Bank

(561) 466-1200

Capital City Bank

(850) 671-0300

Suntrust Bank

(404) 588-7711

Comerica Bank

(313) 222-4000

U.S. Bank National

(612) 973-1111

Midwest Bank Centre

(314) 631-5500

Chase

(317) 321-7020

Stock Yards Bank & Trust Co.

(502) 582-2571

Community Trust Bank

(606) 432-1414

Iberia Bank

(337) 365-2361

Wilbur National Bank

(607) 432-1700

Huntington National Bank

(614) 480-2265

BancFirst

(405) 270-1000

First Independent Bank

(360) 699-4232

M & I Marshall & Ilsley Bank

(414) 765-7700

New Import Export Money Sources

Import and export banks and lenders typically focus on import and export businesses and related transactions.

These money sources include venture capital funds, banks, investment firms, and wealthy investors.

You can contact any of these money sources for an application and funding guidelines.

·        UPS Capital

·        Comerica

·        Virgin Money US

·        Capital Source

·        Fidelity Global Group

·        J&D Financial

·        Balboa Capital

·        First Pacific Funding

·        1^st Commercial Credit

·        Wells Fargo SBA Loans

·        Bayview Funding

·        Transfac Capitol

·        TEFO

·        International Finance and Development Corp.

·        Kennedy Funding

·        Overseas Private Investment Corporation

·        xPort Manager

Solvent Investment Banks

An investment bank is a financial institution which assists corporations and governments in raising capital by underwriting and acting as the agent in the issuance of securities.

In other words, an investment bank typically focuses on larger corporations and governments to raise capital.

Investment banks do not usually work with small companies or entrepreneurs.

An investment bank also helps companies involved in mergers and acquisitions.

Unlike commercial and retail banks investment banks do not receive deposits from customers.

Bankers Trust

BMO Financial Group

Brown, Brothers Harriman & Co

CIBC

Credit Suisse

Goldman Sachs

ING International

JP Morgan

Merrill Lynch

Morgan Stanley

Nesbitt Burns (Canada)

Nikko Securities

OCBC (Thailand)

UBS

Piper Jaffray

Royal Bank of Canada

TD Canada Trust

Hot Money Sources on the Web!

LendingTree

Chase

EverBank

eLoan

FreddieMac (They’re still in business and making loans!)

Griffon Bank

As I said…Ty Hicks publishes International Wealth Success which focuses on money sources, grants, angel investors and contacts in the lending industry. You’ll find hundreds of viable money sources and contacts at IWS. IWS also publishes books, email and print newsletters.

Fast Cash Loans and Money Additional Money Sources

Fast cash or micro business loan are usually in the $1000 to $20,000 range.

A new web-based micro-lender called Kiva enables investors to make some micro loans to entrepreneurs in developing countries.

More Viable Loan Sources:

SBA

CitiFinancial

AmeriCapital

Vancouver City Savings Credit Union

Virtual Bank

America Business Funding Directory (4000+ business loan sources)

Credit.com

The Credit Union National Association

Go4Funding.com

TheFunded.com

Prosper.com (a peer-to-peer lending platform)

Snap Payday

Philanthropists Hand Donate Cash for the “Right” Causes

Wealthy individuals enthusiastically hand over millions of dollars through foundations, to people and causes.

The “right cause” is a key to receiving money for your cause or venture.

The likelihood of receiving money from wealthy individuals to pay bills, buy a new car, or acquire a new boat is pretty slim.

But thousands of people, groups and organizations receive money from wealthy individuals by asking for it, or by promising to commit the funds to the “right cause”.

The late Percy Ross in Edina Minnesota was the founder of the “Thanks a Million” newspaper column. It reached millions of people every week. Individuals could write to Percy with their requests, and many of the requests were honored with an award.

Here are some wealthy individuals and organizations granting cash awards to the “right causes” on a regular basis:

Dorothy Ames Trust

PO Box 1054

Augusta ME 04330

Aid to hearing-impaired children

Thomas C. Burke Foundation

804 Cherry Street

Suite B

Macon GA

Medical assistance to cancer patients in Georgia

Josiah H. Danforth Memorial Fund

8 Fremont Street

Gloversville NY 12078

Medical assistance to residents of Fulton County NY

Alfred I. DuPont Foundation

1650 Prudential Drive

Suite 400

Jacksonville FL 32207

Financial assistance to residents of Southeastern US

Addison H. Gibson Foundation

One PPG Place

Suite 2230

Pittsburgh PA 15222

Hospital and medical assistance for residents of Western Pennsylvania

The Chronicle of Philanthropy is a publication which tracks financial giving from wealthy individuals and foundations to non-profit organizations. You might find it helpful.

The Foundation Center in New York City provides an abundance of information and insight with regards to securing gifts and money from philanthropists or foundations, as well as tutorials for writing successful letters.

Generous Philanthropists

Gordon and Betty Moore Foundation                                                                                              $7 billion                                                                                                                     

Science, environment, health                                                                               

Moore.org

Bill and Melinda Gates                                                                                                

$5 billion                                                                                                                 

 Health, education, science, libraries                                                            

gatesfoundation.org

Warren Buffett – Berkshire Hathaway                                                                    

 $2 billion                                                                                                                   

Science, health, nuclear power                                              &

Read More..

New Cash Flow Notes Update by Marc Charles

9:02 AM

 

Greetings!

I received three questions via email the other day on this topic. So Im reposting an article I wrote last year that is still relevant.

 

Enjoy.

 

Marc

The Truth About Cash Flow Notes

Question: Dear Marc, I heard your interview on Internet radio recently, (which was great by the way!). I missed the segment where you talked about how the little guy can make big money with cash flow notes. Can you explain it?

                                                                   
D.P. Anna Marie Island, FL

Dear DP:

Thanks for your question.

I’ll explain the little-known secret in a second.

I know three entrepreneurs making money with cash flow notes. So this is NOT a pie-in-the-sky theory.

Here’s some background on this opportunity so everyone can benefit.

The competition for “cash flow notes” is fierce. But that’s a good thing.

In my experience, any time you have heavy competitive the money is often lucrative.

Think about iPhone apps, SEO, security software, carpet cleaning, window washing, car rentals, and handyman repairs. These can be very lucrative even in a sluggish economy.

But there’s a right way and a “hard way” to do things.

The note market much larger today than it was five or six years.

This is partly due to the economy and the collapse of the real estate market. Cash flow notes thrive in this environment because people are forced to get money fast.

Cash Flow Notes Tutorial

Most of the time, people on the inside track always land the best notes.

These insiders are usually: 1. seasoned note investors 2. Bankers 3. Real estate lawyers (and judges)

Ill show you a short cut and how to find the best cash flow notes.

You’ll also need to find qualified buyers or sellers.

There are only a couple of things you need to know to be successful in this market.

What is a cash flow note?

Cash flow notes are IOUs.  They are an agreement to pay someone a specific amount of money, with interest, over a specific period of time.

The most popular cash flow notes are commercial and residential “paper” (also known as a mortgage).

There are cash flow notes available in almost every conceivable real estate investment. Most (but not all) cash flow notes are secured with a title deed.

But the neat thing is you can find cash flow notes for everything from accounts payable, structured settlements, royalties, leases, pre-construction deals, and more.

I’ll focus on real estate cash flow notes in this week’s issue.

Here’s an example of a simple cash flow note…

The Johnsons sell their $250,000 home with owner financing.

The Johnsons ask for $25,000 down and finance the balance of $225,000 at 10 percent interest. The Johnsons receive monthly payments on this “note” until it’s paid off.

That’s where the “cash flow” part comes in.

An entrepreneur calls the Johnsons and offers them $220,000 for the note on their home. The Johnsons agree. The entrepreneur buys the note and resells it to another buyer who is willing to pay $225,000 for it.

The first entrepreneur keeps the $5,000 difference and the Johnsons get $220,000.

This process is contingent upon locating note sellers and brokering a deal for each note to willing buyers.

In the real world…which is how I look at business opportunities…. it takes a lot of time, energy, and money to build a network of qualified cash flow note sellers and buyers.

But entrepreneurs are making money in this business.

What’s more, there’s an established network of entrepreneurs already doing these deals… they’re called bankers, lawyers, judges and real estate investors!

A Little-Known Cash Flow Secret

One secret to “winning” in the cash flow business is target marketing.

Who would’ve guessed direct marketing is a key?

But it’s logical. You need to find and reach qualified cash note sellers.

Cash note sellers are typically home owners, business owners, and other real estate investors who have provided financing to buyers.

One of the best ways to reach a large targeted audience quickly (if you don’t have an established in-house list of contacts) is with TV.

That’s right - television.

Stay with me now… it’s not as expensive as you might think.

You see…the guys selling cash flow note business opportunities on late night TV are selling kits and packages. But the smart entrepreneurs are building online networks of buyers and sellers and taking a percentage of every deal.

This business is NOT dependent on TV advertising, or a huge advertising budget.

And you don’t have to build a huge network of buyers and sellers to make money.

I just wanted to show you how some smart entrepreneurs are making money in this business.

And believe it or not you can advertise on TV in a small geographic area for very little investment, and reach a nice audience.

Cable and satellite TV advertising is down big time. Therefore, cable and satellite TV channels are willing to make incredible deals on advertising.

For example, you can target more than 1 million late night viewers in New York City with a “spot ad” for under $2,000. This was unheard of five or six years ago.

Check out National Cable Communications – they specialize in “spot” commercials.

You can even setup spot TV commercials with Google TV Ads.

And don’t worry….you don’t have to pay actors or film crews to get your commercial done. There are companies offering pre-made spot TV commercial packages, such as Spot Runner, Inc.

I heard Spot Runner was having some trouble financially, so proper due diligence is in order. But you’ll others in this space...just Google “cable TV spot ads”.

Spot Runner offers TV advertising (and remnant packages) in hundreds of markets across the U.S. and Canada.

The benefit of pre-made commercials is cost savings. You can select from dozens of pre-made commercials and simply add your message, website, 800 number and bingo - instant exposure!

The most expensive part of any commercial is the production - that’s money you have to spend before you’ve made anything. SpotRunner enables you to eliminate a large portion of this expense.

But some marketers prefer making their own commercials.

It’s your choice.

The objective of any marketing is to attract qualified note buyers and sellers.

When you run TV spot ads commercials the objective is to attract note buyers, sellers or both.

You’ll need a list of qualified note sellers… and a list of qualified note buyers.

Then all you have to do is match them up!

Yes…. there is some legwork involved in this business.

What’s more, it’s not entirely free of red tape….(which always makes me nervous).

But the business is fairly simple when you have qualified buyers and sellers.

Your compensation is based on the difference between the seller’s price and the buyer’s price.

If running commercials or larger direct marketing campaigns is too much for you at this point, you can start out small by running promotions in your local paper or on popular local websites too.

Most local newspapers and web portals are desperate for cash and advertising too.

Negotiation is king!

Jerry L., a colleague, generated $45,000 to $65,000 per year the last three years on real estate notes and pre-foreclosure deals by simply running cheap classified ads in small regional newspapers and websites. Cheap meaning $20 to $50 per month!

Newspapers are great source of leads in this business too.

And if you haven’t noticed, newspapers are dropping like flies!

Like I said, newspapers desperately need your business in order to survive… and most of them will offer huge discounts on pricing. But you have to negotiate with decision makers.

Jerry uses a simple website which attracts note buyers or sellers.

If you Google the phrase “cash flow notes” and you’ll find hundreds of simple websites in this market.

Jerry preference is to have one website designed to attract note buyers and one website designed to attract not sellers. He keeps them separate because camps are very different.

Here’s what I’m talking about….

Note sellers need cash now!

Note buyers on other hand are a bit more patient and often have a longer-term objective.

Granted, note buyers usually want to unload notes as quickly as possible for a profit.

But generally speaking note sellers are desperate and need cash now.

When you’re marketing to note sellers you’ll be addressing their fear, uncertainty, desperation, and other survival instincts.

But when you’re marketing to note buyers you’ll be addressing different emotions, such as the excitement of seizing an opportunity.

Whatever marketing approach you use, you’ll want to capture your prospect’s information, such as an e-mail, address and phone number.

There are tons of ways to market this business and capture qualified leads.

But the objective remains the same:

Find viable, qualified sellers and MATCH THEM with qualified buyers.

There are also websites which enable you to find qualified cash flow note buyers and sellers too.

Here are two good cash flow note websites:

Creative Real Estate Online

Big Bidder

I also recommend Tyler “Ty” Hicks International Wealth Success too.

Ty publishes an e-Letter called International Wealth Success.

Believe me, Ty has the knowledge and contacts when it comes to making money with real estate notes and lending deals.

Tyler has written more than 30 books on real estate, business, funding ideas and more. I highly recommend his products.

Tyler Hicks understands the real estate notes better than anyone I know.

A couple of other sources for locating cash flow note buyers and sellers is CraigList, The Note Network and Yahoo! Real Estate.

A New Cash Flow Niche: Making Good Money from BAD Paper

Don’t kid yourself… most real estate businesses require at least some money… or quick access to it.

If you can get your hands on some money or quick access to it, I found a “niche” business opportunity which might provide a nice side business for you.

A good friend exposed this business to me over coffee… and I was amazed what I heard.

Here’s the lowdown …

Have you heard the term “bad paper” before?

It’s simple.

Bad paper is a broken promise to pay by another party.

The agreement or “paper” is usually secured by real estate (or some other asset).

The payor is in default when they fail to pay in accordance with the agreement – and that’s why it’s “bad”.

It’s obvious there’s no shortage of “bad paper” or “toxic assets” in the market today!

There’s another term which you’re probably familiar - it’s called a “mechanic lien”

or “contractor’s lien”.

A lien is filed at the local recorder’s office, the courthouse (or at a town office) whenever a contractor does work on a home and doesn’t get paid.

A lien of $3,000 (this is the average lien amount) on a $200,000 or $300,000 property is very bad.

As real estate values continue dropping to new lows, there’s a boatload of BAD paper.

Here’s how my friend makes money from bad paper…..

1. Grab a list of mechanics’ liens the local recorder’s office. Don’t worry - its public information. Recorder’s offices often make this information available online so you might not have to get up from your chair!

2. Make a list of contractors who have liens on properties. Make another list of the homeowners’ or business owners’ addresses. Let’s say you find a roofing contractor who has lien on a homeowner’s property for $1,500 (because of a failure to pay the balance for work performed)…write his name and the homeowner’s name down.

3. Now send the contractor an unsigned check for HALF of the amount of the lien. My friend uses a window envelope. Using my example in #2 the check would be for $750. You could a note with the words “I’ll send you this check today” or something to that effect. My friend said 90% of the contractors accept the offer! After all, half of the money right now is better than none of it ever!

4. Now, contact the homeowner and inform them of the seriousness of the lien. You could mention you are entitled by law to all of the collection costs. In most states, you are entitled to include “collection costs” of up to $1,500 to satisfy a mechanic’s lien.

In this example, you could charge $750 for collection costs. So, in this example the total amount owed by the homeowner is $2,250 (the $1,500 lien plus a $750 collection fee).

5. Finally, you present an offer to the homeowner to settle the lien for HALF of the amount due.  In this example it would be $1,125. Your letter should be useful and accommodating – there’s no need to threaten a lawsuit.

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Connecting for CASH by Marc Charles

Connecting the Dots for Cash

By Marc Charles

4:22 PM

Dear Friend:

A “Connector” is someone who brings people or companies together and collects a fee or commission when a “deal” between two or more parties is consummated.

When I started out as a “Connector” I charged a flat fee to the individual or company making a purchase or seeking to complete a deal.

Years later I preferred earning a percentage of each transaction, deal or sale. I found people are very receptive to idea of a percentage of a deal.

My first year as a “Connector” I made $22,000. By the third year I was making more than $50,000 per year…all by making a couple of phone calls and sending a few emails.

A recent example…..

I read about an entrepreneur who wanted to buy travel focused websites.

The prospective buyer was only interested in travel websites with significant traffic, and fully functional ecommerce.

I contacted the prospective buyer by email, introduced myself, and sent him a link to a website with my background and client testimonials. The buyer responded immediately expressing his interest in working together.

I explained my “Connector” service, and submitted a proposal with a fee recommendation. The buyer/client agreed to the terms of the deal.

Connecting the Dots in Three Simple Steps

1)    I located two travel websites which met his criteria.

2)    I introduced the prospective buyer to both travel website principles. One of the websites was a perfect fit and the prospective buyer made an offer to the seller through yours truly. The final sale price was negotiated in a few days.

3)    When the travel website sale was completed, I received a wire transfer for $2250, which was my “Connector’s” fee – in this case 3% of the deal. The entire deal consisted of less than 3 hours of work.

You can locate people and companies who looking for products, businesses, land, commercial real estate, surplus inventory, bankrupt companies, and capital, etc. in top national business newspapers such as The Wall Street Journal, Investors Daily, The New York Times (Sunday Edition), Chicago Tribune, Miami Herald, and the Los Angeles Times.

There are hundreds of useful websites for finding clients and “Connector” deals too.

Here are some of the sites I’ve used for locating clients and “Connector” deals:

·        Alibaba.com is an excellent source for finding companies looking for specific products.

·        International Wealth Success publishes electronic and print newsletters with an abundance of contacts and leads for “Connectors”.  They also publish a comprehensive course on becoming a “Connector” (also known as a Finder’s Agent).

·        South China Morning Post, London Times and the Gulf Times.

For smaller deals, you can find leads as a Finder’s Agent or “Connector” on classified sites like CraigsList, Crain.com Classifieds, eBay Classifieds, and Backpage.com .

You can also advertise your availability as a “Connector” on business networking sites such as IWS Money, Ryze, Biznik, and FastPitch.

You’ll find joint venture clients and “Connector” deals on these targeted sites too:

Warrior Joint Ventures

AdSwapFinder.com

ListSwapper.com

ImAdSwaps.com

Being a “Connector” is a fun sideline business for anyone who enjoys putting deals together and introducing prospective buyers and sellers.

Most of the “Connector” deals and introduction I’ve developed over years have been done online, but this service works great offline too.

Getting Started in This Business

The first step to success in this business is choosing an area market to “connect” people to, such as real estate, money, business purchases, commodities, products, web-based business brokerage, etc.

The next step would be assembling as much information as possible in your chosen field. Hopefully you’ll already be familiar with the field or market in which you chose to work. But either way you’ll need to compile some information on typical prices, demand, profiles of current deals, scarcity of items, etc.

Reach out to people or companies in need of the products, markets or items in which you specialize. Explain your “connector” or finder service and your proposed fees.

Present a simple Finder Agreement to prospective clients.

International Wealth Success offers a great Global Finder Kit for around $100.

Connecting people and companies to the products and deals they seek is a lot of fun and it’s a great part or full time business.

An entrepreneur contacted me out of the blue recently seeking a non-bank investment or loan for a group of upscale mobile home parks he’s seeking to acquire. I’ll be “connecting” the entrepreneur with three “A prospects”, and earn a small fee when and if a deal is completed – sweet.

If a “Connector” business is a good fit for you – CASH. We’re considering the development of a program to help entrepreneurs make money in this business!

AskMarcCharles hot blog

MarcCharles.com

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